Samuel, G. K., and O. Ogar. “Factors Associated With Healthcare Services Utilization Among Adults in Rural Communities of Benue State”. Faculty of Natural and Applied Sciences Journal of Health, Sports Science and Recreation, vol. 1, no. 1, Mar. 2024, pp. 15-24, https://fnasjournals.com/index.php/FNAS-JHSSR/article/view/374.